If you spend much time watching news outlets and charting their statements, there is never a right time to buy or sell real estate. It is either pricing, interest rates, housing shortage, or a mired of other reasons why it’s not a good time to buy or sell. Let’s talk about the benefits of buying […]
Buy now and then sell your current home later
Buying your next home before selling your current one is genuinely possible, but it depends on one of a few specific financial mechanisms, not just deciding you’d prefer it that way. I’m Robbie English, REALTOR, Broker with Uncommon Realty, and here’s how it actually works. Option 1: A Home Equity Loan or HELOC on Your […]
Unlocking the Power of Your Credit Score: A Key to Loan Approval
When you’re buying a home, the numbers matter—and your credit score may be the most important number of all. The credit score impact on home loan decisions is immediate and substantial, often determining whether you’ll get approved, what terms you’ll receive, and how much you’ll pay for your home over time. If you’re serious about […]
Will Increasing Mortgage Rates Impact Home Prices?
You’ve heard it before—mortgage rates are up, mortgage rates are down. But let’s cut through the noise and talk about what that actually means for you. Here’s the bottom line: mortgage rates impact home prices, and the connection is more important than many realize. Whether you’re contemplating the classic debate of rent versus buy or […]
Is Getting a Home Mortgage Still Too Difficult?
Getting a mortgage in 2026 isn’t as brutal as the tightest post-2008 years, but it’s not a rubber stamp either. Lenders still want to see a solid credit history, a manageable debt load, and enough documented income to comfortably cover the payment. I’m Robbie English, REALTOR, Broker with Uncommon Realty, and I walk buyers through […]
Boost Your Credit, Unlock Your Dream Home
If you’re planning to buy a home, your credit score deserves as much attention as your house hunting. It’s what lenders use to decide whether to approve your loan, how much you’ll pay in interest over the life of it, and how competitive your offer looks to a seller. The good news is you can […]
Unlock Your Dream Home: 7 Tips for Choosing the Perfect Mortgage Lender
Let’s be honest: choosing the right mortgage lender can feel overwhelming. Whether it’s your first home purchase or your fifth, the mortgage process isn’t exactly designed to be simple. That’s why these 7 tips for choosing the perfect mortgage lender will help you cut through the noise, eliminate guesswork, and make a decision that serves […]
