When a lender orders an appraisal, the appraiser’s notebook becomes the story of your home. A tidy space, clear paperwork, and easy access can lift that story enough to meet or beat your asking price. Below are the essential items to line up before the appraiser walks in. Table of Contents Robbie English, REALTOR, Broker […]
How Does a Home Appraisal Work? A Texas Guide
Wondering what actually happens when a lender orders a home appraisal? The short answer: an independent appraiser visits, measures, compares, and writes a report that the lender uses to decide how much it will lend. In this guide I walk you through the whole process, from who orders the appraisal to what you can do […]
The New Home Appraisal Report: Before and After
For decades, residential appraisals have arrived in familiar fixed forms filled with boxes, grids, abbreviations, and addenda. That familiar look is now changing. The new UAD 3.6 Uniform Residential Appraisal Report is more flexible, more data driven, and designed to adapt to the property rather than forcing every property into the same rigid form. I […]
The Biggest Home Appraisal Changes in 30 Years
Home appraisals are undergoing their biggest structural change in decades. The familiar residential appraisal forms that buyers, sellers, lenders, agents, and appraisers have relied on for years are being replaced by a redesigned, data-driven reporting system known as UAD 3.6. I am Robbie English, REALTOR, Broker with Uncommon Realty. I am also a national real […]
Is AI Replacing Home Appraisers?
Artificial intelligence is changing residential real estate, but the idea that a computer is simply replacing every home appraiser is much too neat for what is actually happening. Technology can collect data, identify patterns, review reports, recognize images, estimate values, and help determine whether certain eligible mortgage loans require a traditional appraisal. What technology cannot […]
New Home Appraisal Report Changes in 2026: What Buyers, Sellers, and Homeowners Need to Know
A major residential appraisal reporting change is already entering the mortgage market. The new UAD 3.6 standard and redesigned Uniform Residential Appraisal Report will change how appraisal information is organized, displayed, and delivered, but it does not replace the appraiser’s professional judgment or rewrite the basic meaning of market value. My name is Robbie English, […]
